All Rights Reserved. FL Lic. #252-204/CC File #051675
C&R Payday AdvanceŽ knows that you value your privacy. Because of this, we want you to know that we view your security as a major concern and importance. We make every effort to ensure that your information remains confidential in all aspects of the payday loan process. C&R Payday AdvanceŽ has dedicated a large portion of electronic, physical and procedural safeguards to keeping our clients personal information safe. The security and confidence of our clients is an ongoing focus of our company.
1. PROTECTING THE PRIVACY OF CUSTOMER INFORMATION
We are committed to protecting your privacy and providing a secure online experience. We maintain physical, electronic, and procedural safeguards that comply with U.S. standards to transmit and store information about you.
2. INFORMATION WE COLLECT ABOUT YOU
We collect "nonpublic personal information" about you from several sources:
1. Information you provide on your application
2. Your transaction and experience history
3. Information from consumer reporting and similar agencies
4. Non-personally identifiable information such as URL and TCP/IP information
3. HOW WE USE INFORMATION WE COLLECT
The information we collect about you is primarily used to provide services to you or to facilitate loans or other services that you request. We may also use your information to resolve disputes, troubleshoot problems, and enforce our agreements with you. Although we may disclose information we collect and retain, its use will be limited to what we reasonably believe is appropriate and necessary to carry on our business and to facilitate your application for the services and/or products you expect and deserve. In addition, unless you opt-out as specified herein, we may share the information with affiliates or other companies for any legal purpose, including developing certain demographic or other models for commercial use.
4. PARTIES TO WHOM WE DISCLOSE
Information we share with Affiliates:
Some of our products or services may be provided to our affiliates, network lenders and/or assignees. We reserve the right to share your collected non-public personal information with them as necessary. You may not opt-out of this sharing of information if you apply through our web site.
Information we share with Third Parties:
Some of our services may be provided by third-party service providers and we reserve the right to share your non-public information with them. We share the non-public information we collect from you with consumer reporting and related agencies. You may not opt-out of this sharing of information if you apply through our web site. Finally, we may share the non-public information we collect from you with companies or organizations with whom we have a marketing or other agency relationship, generally to offer you goods or services in which we believe you may have an interest.
5. INFORMATION OR EMAIL FROM US
We may send you email regarding our services or those of our affiliates from time to time. We may also send out periodic emails informing you of technical service issues related to a service you requested. You will not be able to choose to opt-out of these electronic mailings, if you apply for service with us, because they are considered an essential part of the service(s) you have chosen.
6. OPT-OUT RIGHTS
You may opt-out of receiving any communications from us, or our affiliates, by choosing not to submit your information to us. If you do submit your information to us or you do apply for services, you consent to having your personal information transferred to third parties at our discretion.
7. ACCURACY OF YOUR ACCOUNT INFORMATION
We have established procedures to ensure that your financial information is accurate, current and complete, in keeping with reasonable industry standards. We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any information we determine to be inaccurate.
9. ADDITIONAL SECURITY PRECAUTIONS
You also have a significant role in protecting your information. Do not share your login information with others. If you use this site you are responsible for maintaining the confidentiality of your account, password, and restricting access to your computer. You agree to accept responsibility for all activities that occur under your account and password.
10. "COOKIE" POLICY
To ensure we are publishing content customers need and want, C&R Payday Advance.com collects aggregated site-visitation statistics using cookies. We do not track individuals' use of the site. When someone visits the site, a cookie is placed on the customer's machine (if the customer accepts cookies). If you choose to not have your browser accept cookies from the C&R Payday Advance.com Web site, you will not be able to subscribe to the service offerings on the site.
11. CHILDREN AND THE INTERNET
We do not knowingly collect or retain personally identifiable information from consumers under the age of eighteen (18). You must be at least eighteen (18) years of age to obtain services from us. By completing an application you are representing to us that you are 18 years of age or older.